Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$1	$1	$404,100
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$404,099	$0
Funding fee	$0	$0	$0
Note rate	2.610%	2.610%	7.400%
Blended rate	3.460%	7.750%	7.640%
1st payment	$0.00	$0.00	$2,797.91
2nd payment	$0.00	$2,609.81	$0.00
Taxes / mo	$175.67	$175.67	$175.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$80.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$325.67	$2,935.48	$3,204.39
Cash to close	$448,999	$44,900	$44,900