Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$374,487	$374,487	$418,500
Remaining term (yrs)	26.7	26.7	30.0
Secondary amount	$0	$44,013	$0
Funding fee	$1,872	$1,872	$0
Note rate	6.570%	6.570%	7.400%
Blended rate	6.570%	6.826%	7.640%
1st payment	$2,477.32	$2,477.32	$2,897.61
2nd payment	$0.00	$330.10	$0.00
Taxes / mo	$398.25	$398.25	$398.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$83.70
HOA / mo	$35.00	$35.00	$35.00
Total monthly	$3,077.23	$3,407.33	$3,581.23
Cash to close	$90,513	$46,500	$46,500