Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$127,594$127,594$233,910
Remaining term (yrs)21.521.530.0
Secondary amount$0$106,316$0
Funding fee$0$0$0
Note rate4.400%4.400%7.400%
Blended rate5.250%6.500%7.640%
1st payment$762.12$762.12$1,619.55
2nd payment$0.00$708.77$0.00
Taxes / mo$192.58$192.58$192.58
Insurance / mo$150.00$150.00$150.00
MI / mo$107.80$107.80$46.78
HOA / mo$262.00$262.00$262.00
Total monthly$1,474.50$2,183.28$2,270.91
Cash to close$132,306$25,990$25,990