Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$212,316$212,316$274,410
Remaining term (yrs)23.923.930.0
Secondary amount$0$62,094$0
Funding fee$1,062$1,062$0
Note rate3.210%3.210%7.400%
Blended rate3.210%4.520%7.640%
1st payment$1,058.23$1,058.23$1,899.96
2nd payment$0.00$465.71$0.00
Taxes / mo$297.50$297.50$297.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$54.88
HOA / mo$245.00$245.00$245.00
Total monthly$1,750.73$2,216.43$2,647.34
Cash to close$92,584$30,490$30,490