Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$194,987$194,987$243,000
Remaining term (yrs)24.524.530.0
Secondary amount$0$48,013$0
Funding fee$0$0$0
Note rate3.090%3.090%7.400%
Blended rate3.940%4.940%7.640%
1st payment$942.18$942.18$1,682.48
2nd payment$0.00$360.09$0.00
Taxes / mo$72.83$72.83$72.83
Insurance / mo$150.00$150.00$150.00
MI / mo$156.49$156.49$48.60
HOA / mo$220.00$220.00$220.00
Total monthly$1,541.50$1,901.60$2,173.92
Cash to close$75,013$27,000$27,000