Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$188,621	$188,621	$324,000
Remaining term (yrs)	21.4	21.4	30.0
Secondary amount	$0	$135,379	$0
Funding fee	$0	$0	$0
Note rate	4.040%	4.040%	7.400%
Blended rate	4.890%	6.189%	7.640%
1st payment	$1,095.15	$1,095.15	$2,243.31
2nd payment	$0.00	$902.53	$0.00
Taxes / mo	$317.33	$317.33	$317.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$161.70	$161.70	$64.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,724.19	$2,626.72	$2,775.44
Cash to close	$171,379	$36,000	$36,000