Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$75,754$75,754$359,910
Remaining term (yrs)8.28.230.0
Secondary amount$0$284,156$0
Funding fee$379$379$0
Note rate5.690%5.690%7.400%
Blended rate5.690%7.316%7.640%
1st payment$953.04$953.04$2,491.94
2nd payment$0.00$1,835.18$0.00
Taxes / mo$24.75$24.75$24.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$71.98
HOA / mo$28.50$28.50$28.50
Total monthly$1,156.29$2,991.46$2,767.18
Cash to close$324,146$39,990$39,990