Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$256,032$256,032$297,000
Remaining term (yrs)26.926.930.0
Secondary amount$0$40,968$0
Funding fee$0$0$0
Note rate7.090%7.090%7.400%
Blended rate7.640%7.828%7.640%
1st payment$1,776.08$1,776.08$2,056.37
2nd payment$0.00$307.26$0.00
Taxes / mo$576.42$576.42$576.42
Insurance / mo$150.00$150.00$150.00
MI / mo$121.25$121.25$59.40
HOA / mo$142.00$142.00$142.00
Total monthly$2,765.75$3,073.00$2,984.18
Cash to close$73,968$33,000$33,000