Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$323,799$323,799$346,500
Remaining term (yrs)27.927.930.0
Secondary amount$0$41,951$0
Funding fee$1,619$1,619$0
Note rate6.470%6.470%7.400%
Blended rate6.470%7.090%7.640%
1st payment$2,088.77$2,088.77$2,399.10
2nd payment$0.00$415.14$0.00
Taxes / mo$246.25$246.25$246.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$69.30
HOA / mo$0.00$0.00$0.00
Total monthly$2,485.02$2,900.16$2,864.65
Cash to close$61,201$19,250$38,500