Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$149,300$149,300$166,500
Remaining term (yrs)24.924.930.0
Secondary amount$0$26,450$0
Funding fee$0$0$0
Note rate2.800%2.800%7.400%
Blended rate3.650%4.888%7.640%
1st payment$692.57$692.57$1,152.81
2nd payment$0.00$261.74$0.00
Taxes / mo$215.17$215.17$215.17
Insurance / mo$150.00$150.00$150.00
MI / mo$119.39$119.39$33.30
HOA / mo$103.00$103.00$103.00
Total monthly$1,280.12$1,541.86$1,654.28
Cash to close$35,700$9,250$18,500