Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$341,821$341,821$378,000
Remaining term (yrs)28.028.030.0
Secondary amount$0$36,179$0
Funding fee$0$0$0
Note rate6.950%6.950%7.400%
Blended rate7.500%7.644%7.640%
1st payment$2,307.35$2,307.35$2,617.20
2nd payment$0.00$271.35$0.00
Taxes / mo$69.33$69.33$69.33
Insurance / mo$150.00$150.00$150.00
MI / mo$159.76$159.76$75.60
HOA / mo$0.00$0.00$0.00
Total monthly$2,686.45$2,957.79$2,912.13
Cash to close$78,179$42,000$42,000