Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$229,761	$229,761	$386,799
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$157,038	$0
Funding fee	$1,149	$1,149	$0
Note rate	2.950%	2.950%	7.400%
Blended rate	2.950%	5.000%	7.640%
1st payment	$1,088.51	$1,088.51	$2,678.12
2nd payment	$0.00	$1,046.92	$0.00
Taxes / mo	$309.58	$309.58	$309.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$77.36
HOA / mo	$17.08	$17.08	$17.08
Total monthly	$1,565.17	$2,612.09	$3,232.14
Cash to close	$200,016	$42,978	$42,978