Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$177,493	$177,493	$261,000
Remaining term (yrs)	23.0	23.0	30.0
Secondary amount	$0	$83,507	$0
Funding fee	$0	$0	$0
Note rate	3.580%	3.580%	7.400%
Blended rate	4.430%	5.892%	7.640%
1st payment	$942.49	$942.49	$1,807.11
2nd payment	$0.00	$626.30	$0.00
Taxes / mo	$329.50	$329.50	$329.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$147.20	$147.20	$52.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,569.19	$2,195.49	$2,338.81
Cash to close	$112,507	$29,000	$29,000