Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$283,452$283,452$405,000
Remaining term (yrs)24.924.930.0
Secondary amount$0$121,548$0
Funding fee$1,417$1,417$0
Note rate2.800%2.800%7.400%
Blended rate2.800%4.361%7.640%
1st payment$1,314.86$1,314.86$2,804.14
2nd payment$0.00$810.32$0.00
Taxes / mo$506.08$506.08$506.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$81.00
HOA / mo$48.33$48.33$48.33
Total monthly$2,019.28$2,829.59$3,589.55
Cash to close$166,548$45,000$45,000