Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$318,066	$318,066	$357,300
Remaining term (yrs)	28.8	28.8	30.0
Secondary amount	$0	$39,234	$0
Funding fee	$0	$0	$0
Note rate	6.580%	6.580%	7.400%
Blended rate	7.130%	7.335%	7.640%
1st payment	$2,051.69	$2,051.69	$2,473.87
2nd payment	$0.00	$294.25	$0.00
Taxes / mo	$436.67	$436.67	$436.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$147.54	$147.54	$71.46
HOA / mo	$580.00	$580.00	$580.00
Total monthly	$3,365.91	$3,660.16	$3,712.00
Cash to close	$78,934	$39,700	$39,700