Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$67,246	$67,246	$386,910
Remaining term (yrs)	16.3	16.3	30.0
Secondary amount	$0	$319,664	$0
Funding fee	$336	$336	$0
Note rate	2.500%	2.500%	7.400%
Blended rate	2.500%	6.838%	7.640%
1st payment	$416.53	$416.53	$2,678.89
2nd payment	$0.00	$2,064.49	$0.00
Taxes / mo	$140.25	$140.25	$140.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$77.38
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$706.78	$2,771.27	$3,046.52
Cash to close	$362,654	$42,990	$42,990