Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$180,277	$180,277	$274,500
Remaining term (yrs)	23.2	23.2	30.0
Secondary amount	$0	$94,223	$0
Funding fee	$0	$0	$0
Note rate	3.680%	3.680%	7.400%
Blended rate	4.530%	6.064%	7.640%
1st payment	$960.28	$960.28	$1,900.58
2nd payment	$0.00	$706.67	$0.00
Taxes / mo	$235.33	$235.33	$235.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$148.14	$148.14	$54.90
HOA / mo	$20.83	$20.83	$20.83
Total monthly	$1,514.59	$2,221.26	$2,361.65
Cash to close	$124,723	$30,500	$30,500