Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$484,626$484,626$674,910
Remaining term (yrs)28.528.530.0
Secondary amount$0$190,284$0
Funding fee$2,423$2,423$0
Note rate6.650%6.650%7.400%
Blended rate6.650%7.031%7.640%
1st payment$3,160.45$3,160.45$4,672.94
2nd payment$0.00$1,268.56$0.00
Taxes / mo$485.00$485.00$485.00
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$134.98
HOA / mo$26.67$26.67$26.67
Total monthly$3,888.79$5,157.35$5,536.26
Cash to close$265,274$74,990$74,990