Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$290,976$290,976$341,910
Remaining term (yrs)25.325.330.0
Secondary amount$0$50,934$0
Funding fee$0$0$0
Note rate3.120%3.120%7.400%
Blended rate3.970%4.719%7.640%
1st payment$1,382.95$1,382.95$2,367.32
2nd payment$0.00$382.00$0.00
Taxes / mo$383.67$383.67$383.67
Insurance / mo$150.00$150.00$150.00
MI / mo$228.82$228.82$68.38
HOA / mo$0.00$0.00$0.00
Total monthly$2,145.43$2,527.43$2,969.36
Cash to close$88,924$37,990$37,990