Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$148,773	$148,773	$675,000
Remaining term (yrs)	15.9	15.9	30.0
Secondary amount	$0	$526,227	$0
Funding fee	$0	$0	$0
Note rate	3.530%	3.530%	7.400%
Blended rate	4.380%	7.007%	7.640%
1st payment	$1,015.28	$1,015.28	$4,673.56
2nd payment	$0.00	$3,398.55	$0.00
Taxes / mo	$320.17	$320.17	$320.17
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$159.56	$159.56	$135.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,711.67	$5,110.22	$5,345.40
Cash to close	$601,227	$75,000	$75,000