Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$443,003	$443,003	$445,500
Remaining term (yrs)	29.0	29.0	30.0
Secondary amount	$0	$27,247	$0
Funding fee	$2,215	$2,215	$0
Note rate	6.260%	6.260%	7.400%
Blended rate	6.260%	6.585%	7.640%
1st payment	$2,757.26	$2,757.26	$3,084.55
2nd payment	$0.00	$269.63	$0.00
Taxes / mo	$408.67	$408.67	$408.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$89.10
HOA / mo	$95.00	$95.00	$95.00
Total monthly	$3,427.59	$3,697.23	$3,843.99
Cash to close	$51,997	$24,750	$49,500