Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$336,223	$336,223	$414,000
Remaining term (yrs)	28.3	28.3	30.0
Secondary amount	$0	$77,777	$0
Funding fee	$1,681	$1,681	$0
Note rate	6.850%	6.850%	7.400%
Blended rate	6.850%	7.254%	7.640%
1st payment	$2,240.99	$2,240.99	$2,866.45
2nd payment	$0.00	$583.33	$0.00
Taxes / mo	$45.25	$45.25	$45.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$82.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,452.90	$3,036.23	$3,161.17
Cash to close	$123,777	$46,000	$46,000