Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$256,618	$256,618	$283,500
Remaining term (yrs)	20.9	20.9	30.0
Secondary amount	$0	$26,882	$0
Funding fee	$0	$0	$0
Note rate	5.540%	5.540%	7.400%
Blended rate	6.390%	6.637%	7.640%
1st payment	$1,725.14	$1,725.14	$1,962.90
2nd payment	$0.00	$201.61	$0.00
Taxes / mo	$302.33	$302.33	$302.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$198.22	$198.22	$56.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,375.69	$2,577.30	$2,471.93
Cash to close	$58,382	$31,500	$31,500