Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$206,942	$206,942	$359,100
Remaining term (yrs)	20.6	20.6	30.0
Secondary amount	$0	$152,158	$0
Funding fee	$0	$0	$0
Note rate	4.020%	4.020%	7.400%
Blended rate	4.870%	6.196%	7.640%
1st payment	$1,226.67	$1,226.67	$2,486.34
2nd payment	$0.00	$1,014.39	$0.00
Taxes / mo	$575.83	$575.83	$575.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$181.56	$181.56	$71.82
HOA / mo	$11.00	$11.00	$11.00
Total monthly	$2,145.07	$3,159.45	$3,294.99
Cash to close	$192,058	$39,900	$39,900