Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$148,275$148,275$495,000
Remaining term (yrs)16.416.430.0
Secondary amount$0$346,725$0
Funding fee$741$741$0
Note rate3.420%3.420%7.400%
Blended rate3.420%6.453%7.640%
1st payment$980.96$980.96$3,427.28
2nd payment$0.00$2,239.26$0.00
Taxes / mo$183.33$183.33$183.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$99.00
HOA / mo$1.25$1.25$1.25
Total monthly$1,332.21$3,571.48$3,877.53
Cash to close$401,725$55,000$55,000