Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$94,663$94,663$225,000
Remaining term (yrs)14.814.830.0
Secondary amount$0$130,337$0
Funding fee$0$0$0
Note rate4.490%4.490%7.400%
Blended rate5.340%6.881%7.640%
1st payment$726.51$726.51$1,557.85
2nd payment$0.00$868.92$0.00
Taxes / mo$219.83$219.83$219.83
Insurance / mo$150.00$150.00$150.00
MI / mo$101.68$101.68$45.00
HOA / mo$355.00$355.00$355.00
Total monthly$1,553.03$2,421.95$2,327.69
Cash to close$155,337$25,000$25,000