Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$252,477	$252,477	$395,910
Remaining term (yrs)	21.3	21.3	30.0
Secondary amount	$0	$143,433	$0
Funding fee	$1,262	$1,262	$0
Note rate	3.940%	3.940%	7.400%
Blended rate	3.940%	5.411%	7.640%
1st payment	$1,456.01	$1,456.01	$2,741.20
2nd payment	$0.00	$956.22	$0.00
Taxes / mo	$266.00	$266.00	$266.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$79.18
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,872.01	$2,828.23	$3,236.38
Cash to close	$187,423	$43,990	$43,990