Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$68,410	$68,410	$157,500
Remaining term (yrs)	18.7	18.7	30.0
Secondary amount	$0	$89,090	$0
Funding fee	$0	$0	$0
Note rate	3.800%	3.800%	7.400%
Blended rate	4.650%	7.111%	7.640%
1st payment	$424.28	$424.28	$1,090.50
2nd payment	$0.00	$668.18	$0.00
Taxes / mo	$86.00	$86.00	$86.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$64.50	$64.50	$31.50
HOA / mo	$55.00	$55.00	$55.00
Total monthly	$779.78	$1,447.96	$1,413.00
Cash to close	$106,590	$17,500	$17,500