Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$319,234	$319,234	$511,196
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$191,961	$0
Funding fee	$1,596	$1,596	$0
Note rate	3.050%	3.050%	7.400%
Blended rate	3.050%	4.909%	7.640%
1st payment	$1,539.38	$1,539.38	$3,539.41
2nd payment	$0.00	$1,279.74	$0.00
Taxes / mo	$473.33	$473.33	$473.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$102.24
HOA / mo	$444.00	$444.00	$444.00
Total monthly	$2,623.38	$3,903.12	$4,725.65
Cash to close	$248,761	$56,800	$56,800