Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$822,113$822,113$1,665,000
Remaining term (yrs)23.923.930.0
Secondary amount$0$842,887$0
Funding fee$4,111$4,111$0
Note rate3.030%3.030%7.400%
Blended rate3.030%5.419%7.640%
1st payment$4,020.63$4,020.63$11,528.12
2nd payment$0.00$5,443.65$0.00
Taxes / mo$1,541.67$1,541.67$1,541.67
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$333.00
HOA / mo$220.00$220.00$220.00
Total monthly$5,998.96$11,442.60$13,839.46
Cash to close$1,027,887$185,000$185,000