Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$512,474	$512,474	$522,000
Remaining term (yrs)	27.6	27.6	30.0
Secondary amount	$0	$38,526	$0
Funding fee	$0	$0	$0
Note rate	6.880%	6.880%	7.400%
Blended rate	7.430%	7.741%	7.640%
1st payment	$3,452.66	$3,452.66	$3,614.22
2nd payment	$0.00	$381.25	$0.00
Taxes / mo	$483.33	$483.33	$483.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$240.77	$240.77	$104.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$4,343.43	$4,724.68	$4,368.62
Cash to close	$67,526	$29,000	$58,000