Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$758,102	$738,000
Remaining term (yrs)	25.7	30.0
Secondary amount	$0	$0
Funding fee	$3,791	$0
Note rate	5.090%	7.400%
Blended rate	5.090%	7.640%
1st payment	$4,400.40	$5,109.76
2nd payment	$0.00	$0.00
Taxes / mo	$564.58	$564.58
Insurance / mo	$216.67	$216.67
MI / mo	$0.00	$147.60
HOA / mo	$235.00	$235.00
Total monthly	$5,416.65	$6,273.61
Cash to close	$61,898	$82,000