Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$678,771	$661,500
Remaining term (yrs)	29.0	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	6.580%	7.400%
Blended rate	7.130%	7.640%
1st payment	$4,365.90	$4,580.09
2nd payment	$0.00	$0.00
Taxes / mo	$612.50	$612.50
Insurance / mo	$216.67	$216.67
MI / mo	$313.97	$132.30
HOA / mo	$270.00	$270.00
Total monthly	$5,779.04	$5,811.56
Cash to close	$56,229	$73,500