Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$160,236	$160,236	$226,800
Remaining term (yrs)	22.6	22.6	30.0
Secondary amount	$0	$66,564	$0
Funding fee	$0	$0	$0
Note rate	4.200%	4.200%	7.400%
Blended rate	5.050%	6.209%	7.640%
1st payment	$912.30	$912.30	$1,570.32
2nd payment	$0.00	$499.23	$0.00
Taxes / mo	$203.92	$203.92	$203.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$132.15	$132.15	$45.36
HOA / mo	$333.33	$333.33	$333.33
Total monthly	$1,731.69	$2,230.92	$2,302.92
Cash to close	$91,764	$25,200	$25,200