Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$97,452	$97,452	$224,100
Remaining term (yrs)	19.3	19.3	30.0
Secondary amount	$0	$126,648	$0
Funding fee	$0	$0	$0
Note rate	0.630%	0.630%	7.400%
Blended rate	1.480%	5.165%	7.640%
1st payment	$444.46	$444.46	$1,551.62
2nd payment	$0.00	$844.32	$0.00
Taxes / mo	$361.58	$361.58	$361.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$103.25	$103.25	$44.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,059.29	$1,903.61	$2,108.03
Cash to close	$151,548	$24,900	$24,900