Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$627,687	$627,687	$764,910
Remaining term (yrs)	27.4	27.4	30.0
Secondary amount	$0	$137,223	$0
Funding fee	$0	$0	$0
Note rate	6.660%	6.660%	7.400%
Blended rate	7.210%	7.352%	7.640%
1st payment	$4,152.09	$4,152.09	$5,296.08
2nd payment	$0.00	$914.82	$0.00
Taxes / mo	$708.25	$708.25	$708.25
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$296.13	$296.13	$152.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$5,373.14	$6,287.96	$6,373.98
Cash to close	$222,213	$84,990	$84,990