Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$275,379$275,379$382,499
Remaining term (yrs)23.823.830.0
Secondary amount$0$107,120$0
Funding fee$0$0$0
Note rate3.070%3.070%7.400%
Blended rate3.920%5.063%7.640%
1st payment$1,355.66$1,355.66$2,648.35
2nd payment$0.00$714.13$0.00
Taxes / mo$354.17$354.17$354.17
Insurance / mo$150.00$150.00$150.00
MI / mo$225.74$225.74$76.50
HOA / mo$37.50$37.50$37.50
Total monthly$2,123.07$2,837.20$3,266.51
Cash to close$149,620$42,500$42,500