Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$493,585$493,585$517,500
Remaining term (yrs)29.029.030.0
Secondary amount$0$52,665$0
Funding fee$2,468$2,468$0
Note rate6.500%6.500%7.400%
Blended rate6.500%7.018%7.640%
1st payment$3,152.00$3,152.00$3,583.07
2nd payment$0.00$521.17$0.00
Taxes / mo$415.50$415.50$415.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$103.50
HOA / mo$85.00$85.00$85.00
Total monthly$3,819.16$4,340.33$4,353.73
Cash to close$81,415$28,750$57,500