Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$400,995	$400,995	$517,500
Remaining term (yrs)	25.4	25.4	30.0
Secondary amount	$0	$116,505	$0
Funding fee	$2,005	$2,005	$0
Note rate	3.110%	3.110%	7.400%
Blended rate	3.110%	4.211%	7.640%
1st payment	$1,899.65	$1,899.65	$3,583.07
2nd payment	$0.00	$776.70	$0.00
Taxes / mo	$479.17	$479.17	$479.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$103.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,545.48	$3,322.18	$4,332.40
Cash to close	$174,005	$57,500	$57,500