Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$155,847	$155,847	$391,500
Remaining term (yrs)	19.8	19.8	30.0
Secondary amount	$0	$235,653	$0
Funding fee	$0	$0	$0
Note rate	3.580%	3.580%	7.400%
Blended rate	4.430%	6.428%	7.640%
1st payment	$912.88	$912.88	$2,710.67
2nd payment	$0.00	$1,521.93	$0.00
Taxes / mo	$362.50	$362.50	$362.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$142.58	$142.58	$78.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,567.95	$3,089.88	$3,301.47
Cash to close	$279,153	$43,500	$43,500