Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$150,846$150,846$251,999
Remaining term (yrs)25.525.530.0
Secondary amount$0$101,153$0
Funding fee$0$0$0
Note rate4.670%4.670%7.400%
Blended rate5.520%6.515%7.640%
1st payment$841.41$841.41$1,744.79
2nd payment$0.00$674.35$0.00
Taxes / mo$72.25$72.25$72.25
Insurance / mo$150.00$150.00$150.00
MI / mo$115.32$115.32$50.40
HOA / mo$75.00$75.00$75.00
Total monthly$1,253.98$1,928.33$2,092.44
Cash to close$129,153$28,000$28,000