Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$326,778	$326,778	$495,000
Remaining term (yrs)	25.7	25.7	30.0
Secondary amount	$0	$168,222	$0
Funding fee	$0	$0	$0
Note rate	5.250%	5.250%	7.400%
Blended rate	6.100%	6.746%	7.640%
1st payment	$1,927.77	$1,927.77	$3,427.28
2nd payment	$0.00	$1,121.48	$0.00
Taxes / mo	$448.00	$448.00	$448.00
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$247.28	$247.28	$99.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,789.71	$3,911.19	$4,140.95
Cash to close	$223,222	$55,000	$55,000