Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$308,409	$308,409	$440,910
Remaining term (yrs)	23.5	23.5	30.0
Secondary amount	$0	$132,501	$0
Funding fee	$1,542	$1,542	$0
Note rate	3.500%	3.500%	7.400%
Blended rate	3.500%	4.852%	7.640%
1st payment	$1,598.60	$1,598.60	$3,052.77
2nd payment	$0.00	$883.34	$0.00
Taxes / mo	$157.17	$157.17	$157.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$88.18
HOA / mo	$15.00	$15.00	$15.00
Total monthly	$1,937.43	$2,820.77	$3,479.79
Cash to close	$181,491	$48,990	$48,990