Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$159,726$159,726$211,410
Remaining term (yrs)22.922.930.0
Secondary amount$0$51,684$0
Funding fee$799$799$0
Note rate3.810%3.810%7.400%
Blended rate3.810%5.079%7.640%
1st payment$869.71$869.71$1,463.76
2nd payment$0.00$387.63$0.00
Taxes / mo$455.75$455.75$455.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$42.28
HOA / mo$449.00$449.00$449.00
Total monthly$1,924.46$2,312.09$2,560.79
Cash to close$75,174$23,490$23,490