Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$219,918	$219,918	$405,000
Remaining term (yrs)	20.8	20.8	30.0
Secondary amount	$0	$185,082	$0
Funding fee	$1,100	$1,100	$0
Note rate	3.900%	3.900%	7.400%
Blended rate	3.900%	5.774%	7.640%
1st payment	$1,282.94	$1,282.94	$2,804.14
2nd payment	$0.00	$1,233.88	$0.00
Taxes / mo	$175.67	$175.67	$175.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$81.00
HOA / mo	$50.00	$50.00	$50.00
Total monthly	$1,658.60	$2,892.48	$3,260.80
Cash to close	$230,082	$45,000	$45,000