Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$218,183	$218,183	$303,300
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$85,117	$0
Funding fee	$1,091	$1,091	$0
Note rate	3.170%	3.170%	7.400%
Blended rate	3.170%	4.806%	7.640%
1st payment	$1,063.39	$1,063.39	$2,099.99
2nd payment	$0.00	$638.38	$0.00
Taxes / mo	$124.17	$124.17	$124.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$60.66
HOA / mo	$85.00	$85.00	$85.00
Total monthly	$1,422.56	$2,060.94	$2,519.81
Cash to close	$118,817	$33,700	$33,700