Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$221,328$221,328$340,650
Remaining term (yrs)27.727.730.0
Secondary amount$0$119,322$0
Funding fee$0$0$0
Note rate7.030%7.030%7.400%
Blended rate7.580%7.727%7.640%
1st payment$1,511.44$1,511.44$2,358.59
2nd payment$0.00$795.48$0.00
Taxes / mo$368.08$368.08$368.08
Insurance / mo$150.00$150.00$150.00
MI / mo$103.81$103.81$68.13
HOA / mo$8.67$8.67$8.67
Total monthly$2,142.01$2,937.49$2,953.48
Cash to close$157,172$37,850$37,850