Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$495,699$495,699$520,200
Remaining term (yrs)28.028.030.0
Secondary amount$0$53,401$0
Funding fee$0$0$0
Note rate6.460%6.460%7.400%
Blended rate7.010%7.483%7.640%
1st payment$3,191.11$3,191.11$3,601.76
2nd payment$0.00$528.45$0.00
Taxes / mo$89.08$89.08$89.08
Insurance / mo$166.67$166.67$166.67
MI / mo$232.36$232.36$104.04
HOA / mo$160.00$160.00$160.00
Total monthly$3,839.22$4,367.67$4,121.55
Cash to close$82,301$28,900$57,800