Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$202,249	$202,249	$584,910
Remaining term (yrs)	16.6	16.6	30.0
Secondary amount	$0	$382,661	$0
Funding fee	$0	$0	$0
Note rate	3.420%	3.420%	7.400%
Blended rate	4.270%	6.547%	7.640%
1st payment	$1,323.18	$1,323.18	$4,049.80
2nd payment	$0.00	$2,471.35	$0.00
Taxes / mo	$768.25	$768.25	$768.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$210.81	$210.81	$116.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,468.91	$4,940.26	$5,101.70
Cash to close	$447,651	$64,990	$64,990