Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$65,786	$65,786	$225,000
Remaining term (yrs)	20.7	20.7	30.0
Secondary amount	$0	$159,214	$0
Funding fee	$0	$0	$0
Note rate	3.970%	3.970%	7.400%
Blended rate	4.820%	7.070%	7.640%
1st payment	$387.21	$387.21	$1,557.85
2nd payment	$0.00	$1,061.43	$0.00
Taxes / mo	$56.33	$56.33	$56.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$57.66	$57.66	$45.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$651.20	$1,712.63	$1,809.19
Cash to close	$184,214	$25,000	$25,000